Happy African family

Protecting Today. Planning Tomorrow. Building Your Future.

We provide professional financial solutions designed to protect what matters today, plan for tomorrow and build a more secure future.

Who We Are

Emthunzini Financial Services (Pty) Ltd is a licensed Financial Services Provider (FSP 54028), committed to delivering professional, client-focused financial solutions that support the financial security, growth and long-term sustainability of individuals, families and businesses.

We provide a comprehensive range of financial services, including Healthcare Solutions, Life Cover, Funeral Solutions, Investments and Financial Planning. Our solutions are designed to address the diverse financial needs of our clients while providing appropriate guidance and informed decision-making.

At EFS, we combine professional expertise, personalised advice and innovative financial solutions to help our clients protect what matters, plan for the future and achieve their financial objectives.

Our commitment is to build lasting relationships through integrity, professionalism and exceptional service.

EFS Office

Our Services

We offer a range of financial services designed to help you plan, protect and grow your financial future.

Health Solutions

Comprehensive health cover for you and your family.

Life Cover

Secure your loved ones with the right life cover.

Investments

Grow your wealth with smart, flexible investment solutions.

Employee Benefits

Complete employee benefits for businesses of all sizes.

Funeral Solutions

Dignified funeral cover options for your peace of mind.

Financial Planning

Expert guidance for your financial goals and retirement planning.

Our Funeral Cover Solutions

Affordable. Flexible. Designed for you and your family.

Cow Benefit

Cow Benefit

Honour tradition and support your family with dignity.

Learn More →
Grocery Benefit

Grocery Benefit

Practical support for your family when they need it most.

Learn More →
Catering Benefit

Catering Benefit

Help with catering costs during difficult times.

Learn More →
Combo Benefit

Combo Benefit
(Cow + Grocery)

The Cow and Grocery benefits combined in one affordable package.

Learn More →

Apply for EFS Legacy Shield
Funeral Cover

  • Apply online in minutes
  • Affordable monthly premiums
  • Cover for you and your loved ones
  • Fast policy issuing
Apply for Cover →
Family joining EFS

Become an EFS
Community Partner

  • Earn commissions on referrals
  • Bonuses & incentives
  • Training & support
  • Make a real impact
Become a Partner →
EFS Community Partner

Why Choose EFS LegacyConnect?

Simple & Secure

Easy online process with bank-level security.

Fast & Efficient

Quick processing and policy issuing.

Community Focused

Protect families and empower communities.

Mobile Friendly

Access your policy anytime, anywhere.

Personal Support

We're here to help when you need us.

Trusted & Reliable

Backed by EFS. Driven by values.

Frequently Asked Questions

You can apply for cover directly online through our LegacyConnect portal. The process is quick and only takes a few minutes.

You can include your spouse, children, parents, and extended family members depending on the specific policy chosen.

Your cover starts once your first premium has been received and any applicable waiting periods have passed.

Claims can be submitted easily online via the LegacyConnect portal or by contacting our support team directly.

Still have questions?

Our support team is here to help you with any queries you might have regarding our products or services.

Contact Support →